OpenAI officially released its revolutionary industry-leading GPT-4 multimodal artificial intelligence today. Besides users joining Microsoft’s Bing to try out GPT-4, GPT-4 is now available on ChatGPT Plus, Khan Academy, Duolingo and more.

ChatGPT Plus

ChatGPT Plus is a subscription service provided by OpenAI to allow users to chat with OpenAI’s chatbot service, ChatGPT more effectively. It costs 20 USD a month, and besides gaining access to the latest GPT-4, Plus subscribers also enjoy benefits such as:

• General access to ChatGPT, even during peak times
• Faster response times, and
• Priority access to new features and improvements.

Khan Academy

Khan Academy, the online education non-profit organisation launched Khanmigo – its GPT-4 powered AI learning that functions as both a virtual tutor for students and a classroom assistant for teachers. Khanmigo is set to be revolutionary in the self-learning space because Khanmigo can mimic a writing coach by giving prompts and suggestions to move students forward as they write, debate, and collaborate in exciting new ways. In addition, Khanmigo’s interactive experiences and real-time feedback will help learners hone their computer science skills.

The nonprofit began testing the newest version of OpenAI’s language model in 2022 and will initially make the Khanmigo pilot program available to a limited number of participants, though the public is invited to join the waitlist.

Duolingo

Duolingo is a free language-learning app available on Android, iOS and on its official desktop site. However, today the company is introducing a new paid subscription service called Duolingo Max. Launched today, Duolingo Max is available for 29.99 USD per month, and is now on the iOS version of the Duolingo app in the following regions: Australia, Canada, Ireland, New Zealand, United Kingdom, United States.

Powered by OpenAI’s GPT-4, Duolingo Max gives learners two new AI-powered features. These new features are what Duolingo calls Explain My Answer and Roleplay. Explain My Answer offers learners to get a simple explanation of why their answer was right or wrong, and learners can ask for examples or further clarification.

Roleplay allows learners to practice real-world conversation skills with world characters in the app. Duolingo states that although learners aren’t actually talking to a live human, the AI behind this feature is responsive and interactive, meaning no two conversations will be exactly alike! After the interaction, learners get AI-powered feedback from Duo on the accuracy and complexity of their responses, as well as tips for future conversations.

Morgan Stanley 

Morgan Stanley is an American-based investment bank that specialises in Institutional Securities, Wealth Management and Investment Management. It is the 6th largest bank in the US, with 1.555 trillion USD in assets alone. 

With the help of OpenAI’s GPT-4, Morgan Stanley announced it is changing how its wealth management personnel locate relevant information. In a form of a chatbot, Morgan Stanley wealth management deploys GPT-4 to organize its vast knowledge base.

Morgan Stanley states that the company maintains a content library with hundreds of thousands of pages of knowledge and insights spanning investment strategies, market research and commentary, and analyst insights. This vast amount of information is housed across many internal sites, largely in PDF form, requiring advisors to scan through a great deal of information to find answers to specific questions. Such searches can be time-consuming and cumbersome.

But now with GPT-4, the upgraded AI can perform a comprehensive search of wealth management content within minutes and “effectively unlocks the cumulative knowledge of Morgan Stanley Wealth Management”, says the company. The move is said to improve efficiency within the company, alongside its financial advisors and clients will be able to gather insights to take action more swiftly in the coming future.  

OpenAI also announced that Stripe and the Icelandic government is currently implementing GPT-4 into their day-to-day operations as well, and to learn more about how powerful GPT-4 is, you can read our previous article here.

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Global financial services firm Morgan Stanley has warned that China’s smartphone market will likely be flooded in the first quarter of next year with this year’s phone stock. The US-based financial corporation hinged its prediction on the large scale expansion of production capacity by Chinese smartphone manufacturers this year.

Earlier this month, Sweden’s Fingerprint Cards (FINGB-Stockholm) lowered its 2017 revenue forecast and since Chinese manufacturers are its major clients it only means that China’s smartphone industry stock had been too much.

According to Morgan Stanley’s Jasmine Lu, Huawei, OPPO and Vivo are optimistic about their shipments this year (seeking to achieve annual shipments growth of 31-123%). They recently raised the 2017 target again (an increase of 21-114%), and has been working to ensure access to key components (such as OLED panel, memory etc), in order to expand market share.

In addition, almost all the Chinese smartphone original equipment manufacturer (OEM) released new models in the third / fourth quarter of 2016, apparently in a bid to grab some of the market shares from the likes of  Apple and Samsung Electronics and other global OEM competitors. However, in the face of fierce competition, the product cycle has shortened from at least six months to less than three months, and OEM flagship models almost pack similar features which makes large-scale expansion in the first half of 2017  for spare parts suppliers uncertain.

Read Also: New Xiaomi Notebook with 4G LTE Officially Confirmed For Dec. 23 Launch

As a result, smartphone manufacturers may need to up their ante come 2017 in order to beat off stiffening competition and this will put pressure on parts suppliers, according to Morgan Stanley. It must be acknowledge, though, that phone sales have also increased tremendously and so we may not necessarily notice a large stock roll over into next year.

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